How To Use A Visa Gift Card Online. This article answers questions such as ” can you use gift cards online?”, ”how can you use gift cards online?”, “how can you use visa gift cards online?”, and “how do you use gift cards online?”.
You can shop online with a Visa gift card. So if you recently received a Visa gift card and want to redeem it for online purchases but aren’t sure how it works.
The most interesting thing about visa gift cards is that they can be used everywhere including online but they can only be used at stores that accept visa gift cards. These visa gift cards would make a fantastic gift to anyone you present them to.
How to Use A Visa Gift Card Online in 4 Easy Steps. Here’s what you should do before attempting to make an online purchase with a Visa gift card.
- Activate Your Card
Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider’s website or call the toll free number listed on the back of your card.
- Register Your Card
Card recipients should go online to register the card. Why? This ensures a name and address is linked to the card. When an order is placed, stores often use an Address Verification System to verify the card matches the billing address. This process helps restrict fraudulent activity associated with a lost or stolen card.
- Not Enough Funds On The Gift Card
Be aware that certain stores require an exact amount or more on the card in order to complete the transaction. If the card does not have sufficient funds you may be out of luck unless a store allows you to apply a gift card balance to a purchase.
- Store Restrictions
Sometimes there are stores that restrict the use of pre-paid gift cards. This can often be found with any sort of monthly subscription charge.
Problems With Visa Gift Cards
As much as visa gift cards are good, there are also associated problems that come with them. Let’s quickly take a look at some of the problems that come with a visa gift card.
1. It’s difficult to use sometimes
Most people complain that when their gift card balance is remaining $5 or $10, they find it difficult to use up all of it. This is another problem with visa gift cards.
2. Gift Card Theft
Yes! Gift cards can be stolen but the good news is they can be replaced too. To replace your stolen gift card will cost you about $5 or more. This is just the more reason a credit card is preferred to a gift card.
3. Charges
The first thing you need to know about visa gift cards is that they are not cheap. The price of a visa gift card varies depending on the card. For a Target visa gift card, the price of a $50 gift card is $5 making it a total of $55. But if you had given the receiver of the visa gift card the $55 in cash, it would save you the extra cost of $5.
How To Use a Visa Gift Card Online For purchases
The following steps will show you how you can use visa gift cards online. Keep reading.
1. Activate your visa gift card
This is the first step to take before using your visa gift card online. If it was purchased in a retail store then it must have been activated at the cash register. But if you purchased it online, then you will have to do the activation by yourself.
2. Register your visa gift card
To register your visa gift card, turn to the back of the card or check in the leaflet that comes with the card, you will see the issuer’s contact number or website. You can choose either to dial the issuer’s number or log in to the website. You will be asked to supply your personal details such as your name, phone number, and address, as well as the card security number and card code. Take note of the format you used for your personal information.
3. Use your visa gift card to make a purchase online
There are a couple of payment options for you to choose from. This includes Amazon, debit/credit card, PayPal. The option you will choose is the debit/credit card option, after which you select the visa card.
4. Make payments using your visa gift card
Always ensure you have sufficient funds in your card balance before using it to purchase things online. You can do this by contacting your financial institution on the reverse side of the card and following the instructions.
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This post was published on Dec 28, 2021 00:55