10 Best Store Credit Cards of 2024
10 Best Store Credit Cards. Anything you buy is always a little bit better when you get a great deal, from cash-back portals to money-saving apps. When you shop, using the right credit card can help you save money on every purchase. Some of the best store credit cards for shopping can net you savings of up to 5% or more.
10 Best Store Credit Cards
We have compiled a list of the best store credit cards for shopping to help you get the most out of your money.
- Express Next Credit Card
- Credit Card from Old Navy.
- Victoria’s Secret Credit Card.
- JCPenney Credit Card
- Kohl’s Credit Card
- Nordstrom Retail Card.
- Target’s REDcard
- Amazon.com Credit Card
- Mastercard® Surge
- Capital One Secured Mastercard®
- Mastercard® Prepaid by PayPal.
- Firestone Credit Card.
10 Best Store Credit Cards of 2024
1. Mastercard® Prepaid by PayPal.
Transfer funds from your PayPal account to your prepaid card account. Simply by using your card, you can earn cashback and personalized offers. Direct Deposit allows you to be paid faster than a paper check. The Bancorp Bank, FDIC-insured, issued the card. The card can be used anywhere that Debit Mastercard is accepted. Depending on the severity of your credit problems, you could see significant credit score improvements after only six months or so of on-time credit card payments.
2. Express Next Credit Card.
Regular shoppers will appreciate the Express Next Credit Card, which offers a $10 rewards certificate for every 2,500 points earned (which equates to $125 in eligible purchases). Earn 20 points for every dollar spent on eligible Express purchases made with your card. Get free shipping on online orders.
3. Credit Card from Old Navy.
The Old Navy Credit Card is a little more versatile than your typical store card, as it can be used at any Gap Inc.-branded store, including Old Navy, GAP, Banana Republic, and Athleta. Earn 5X points for every $1 spent on eligible Gap Inc. purchases made with your card. Get 15% off your first Old Navy Card purchase. There is no annual fee. Given the Old Navy Credit Card’s high 26.74% APR, you will want to pay off those polos in full before your billing date to avoid being charged high-interest fees on your purchases.
4. Mastercard® Surge.
All credit types are encouraged to apply! Access to your Vantage is unrestricted when you sign up for e-statements. The card offers a credit limit of $300 – $1,000* at first (subject to available credit). Monthly credit bureau reporting to the three major credit bureaus. The application process is quick and simple, with results in seconds. This is one of the best credit cards for shopping rewards up to 24.99% – 29.99% (Variable).
5. Capital One Secured Mastercard®
There are no annual or hidden fees. Check to see if you’re approved in seconds. Trying to improve your credit? Responsible use of the Capital One Secured card may be beneficial. Put down a $49 refundable security deposit to get a $200 initial credit line.
6. Firestone Credit Card.
The Firestone Credit Card does not offer rewards, but it does offer special six-month interest-free financing on purchases of $299 or more. Get special financing when you spend $299 or more on eligible Firestone tyres, maintenance, or repairs. Receive exclusive monthly deals and coupons. There is no annual fee. Although the Firestone Credit Card provides a decent financing option, it can quickly become costly due to a little thing known as deferred interest.
7. Victoria’s Secret Credit Card.
The Victoria’s Secret Credit Card is ideal for lingerie fans who can take advantage of the card’s rewards. For every 250 points earned, you will receive a $10 Angel Rewards certificate. Earn 1 point for every $1 spent with your card on eligible Victoria’s Secret purchases. Receive special offers and bonus purchases. There is no annual fee. While the Victoria’s Secret Credit Card has some value for high-volume buyers, the high 26.74% APR makes carrying a balance an easy way to rack up large interest fees.
8. Nordstrom Retail Card.
The Nordstrom Retail Card provides a slew of benefits to frequent Nordstrom shoppers, with the benefits increasing with your annual Nordstrom spending. Earn two points for every dollar spent on eligible Nordstrom purchases made with your card. Receive exclusive discounts and sales access. There is no annual fee. Although the Nordstrom Retail Card’s regular APR of 24.65% is competitive for a store card — or a subprime card — it can still result in significant fees.
9. Amazon.com Credit Card.
The Amazon.com Credit Card offers competitive rewards to cardholders who are already (or plan to become) Amazon Prime members, but it is less valuable to other cardholders who do not wish to pay the $89 membership fee. Amazon Prime members receive 5% cashback on eligible Amazon purchases. Orders of $149 or more qualify for special financing. There is no annual card fee. Non-Prime cardholders will not receive all of the benefits of the Amazon.com card.
10. Target’s REDcard.
The Target REDcard gives regular Target customers a 5% discount at the register on eligible purchases. Get 5% off eligible in-store or online Target purchases when you present this coupon at the register. Receive special offers and discounts. There is no annual fee. You can also combine your Target REDcard discount with a Target or manufacturer’s coupon to earn even more savings. Because the card has a 24.65% APR, avoid carrying a balance to keep your savings intact.
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