Top 10 Best Banks in Ohio | Account Types, Rates
Top 10 Best Banks in Ohio | Account Types, Rates. Ohio is the third state in USA with the highest number of banks and all the banks have better interest rates, more convenient locations, more access to loans, and more competitive service offerings.
Take a look through some of our great banks in Ohio to bring you our pick of the top 10 best banks that their services are top.
List of Top 10 banks in Ohio
- U.S Bank.
- Chase Bank.
- PNC Bank
- KeyBank.
- Huntington National bank.
- Fifth Third Bank.
- Woodforest National Bank.
- First Financial Bank.
- Park National Bank
- Civitas Bank.
Best Banks for checking accounts
Banks with the best checking accounts in Ohio offer account options with low fees, convenient online banking systems and accessible branch locations. Most of these banks offer additional savings such as fee waivers and interest on checking balances to consumers who also open savings or money-market accounts.
1. U.S. Bank: Best for Joint Checking Accounts
US Bank’s Silver Checking account is the best option for Ohio couples or families who wish to open a shared checking account. The dual checking and savings account package earns interest, and has no maintenance fee so long as monthly direct deposits between all co-owners on the account are over $1,000, or if the account has an average daily balance over $1,500.
2. Fifth Third Bank: Best for Small Business
Fifth Third is a regional midwest bank that provides a full suite of business banking services, including business checking, savings, credit cards and loans. The bank offers three checking account options Standard, Premium and Elite all of which have no monthly maintenance fee so long as you maintain a certain balance. The Standard Checking account is the most affordable option for smaller businesses.
3. Huntington National Bank: Best Access to Branches
In Ohio, Huntington National Bank provides the best checking account option for consumers who prefer to do their banking in person. The bank has basic, standard and premium checking accounts, and the options allow for online banking, mobile check deposit and online bill pay.
4. Chase Bank: Best Checking for Students
With free checking, modern online banking and nearly 300 branches across Ohio, Chase provides the best checking experience for college students in the state. Students aged 17 to 24 can open a Chase checking account with as little as $25 and will not face any monthly fees for 5 years while in college. After graduation, your Chase Student Checking Account will turn into a Chase Total Checking account and carry a $6 monthly fee unless you have a balance over $5,000.
5. PNC Bank: Best for Savings
PNC Bank’s Virtual Wallet consistently emerges as the top savings account option. With three accounts incorporated into one the “Spend” checking account, the “Reserve” short-term savings account, and the “Growth” long-term savings account the Virtual Wallet is an excellent money management tool for consumers who value simplicity and online banking.
How many Banks are in Ohio?
The state have more than 230 banks operating currently. Ohio is a state in the East North Central region of the Midwestern United States and home to seven cities.
What are the Best Banks in Ohio?
1. PNC Bank
PNC is a great option for students who want to open an account in Ohio. The bank has more than 297 branches in 161 different cities and towns in the state. In terms of what they offer, PNC offers a lot. As a student, you have the option to get student loans, credit cards. Also, you can even open a special account called Virtual Wallet Student Account with no charges for the next 6 years.
2. Civista Bank
Civista Bank is among the best rated banks in Ohio. This Ohio Bank is committed to helping its customers and communities address financial needs and goals. Basically, Civista Bank offers personal, business banking, and wealth management. It also provides a Choice saving and checking accounts which provides excellent value for the customers.
3. Park National Bank
Park National Bank is another bank we can’t just but consider when talking about the best rated banks in Ohio. This is because the bank offers top-notch services. They offer several varieties of Checking, Savings, Money Market, Health Savings accounts, and CDs as well as loans for homes and businesses.
4. Woodforest National Bank
Another in our list of best rated banks in Ohio is Woodforest National Bank. The bank has 78 Offices in 72 cities of Ohio and more than 700 throughout 17 states in the U.S. This includes Illinois, Texas, Virginia, North Carolina, Alabama, Florida, South Carolina, and more. It offers various checking accounts, savings accounts, CDs, personal loans, auto loans, mortgages, and credit cards.
5. First Finanical Bank
First Financial Bank has been in existence for over 150 years, continuously delivering outstanding service, dedicated to helping people and enterprises meet their targets and to finding financial success. With over 66 Offices in 35 cities of Ohio. It also goes beyond offering the first-class experience in personal community service to maintain life-long partnerships.
6. Huntington National Bank
One of the best banks in Ohio is Huntington National bank. The bank has more than 450 offices in 215 different cities and towns of Ohio. It’s recorded as the largest bank in the state. Basically, the bank offers different account options which include basic, standard, and premium checking accounts. With any of these accounts, you can carry out online banking, mobile check deposit, and online bill payments.
7. U.S. Bank
U.S. Bank is one of the largest banks in the U.S. and best for joint checking accounts. It’s among the best banks in Columbus Ohio with over 259 Offices in 142 cities of Ohio. The bank offers savings and checking accounts with no maintenance fee once you have an average daily balance above $1500. Additionally, there are platform for online banking, mobile check deposit and bill payments.
8. Fifth Third Bank
Fifth Third Bank is one of the best banks in Cleveland Ohio with over 290 branches located in 147 cities of Ohio. It’s known as a regional midwest bank that offers top-notch banking services. Basically, Fifth Third Bank offers three checking account options- Standard, Premium, and Elite. They also offer special accounts such as preferred checking account, student banking, military checking account, express banking, and ABLE checking. All are for different categories of individuals.
9. Chase Bank
Chase Bank is ideal for high school and college students with over 249 branches in 143 cities of Ohio. Aside from that, it’s among the best banks in Cleveland Ohio that offers lots of banking services to Americans. However, the bank offers various account options including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing.
10. Key Bank
Key Bank can be among the best rated banks in Ohio near you because it has over 204 branches in 120 different cities and towns in the state of Ohio and 1200 more offices in 15 states. The bank offers various account options which include Checking accounts, Savings Accounts, and Investment Accounts. Including credit cards, Mortgages, and Loans ( Personal Loans, Home Equity Loans, and Home Equity Lines of Credit.
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