Where Can I Get A Money Order? | 10 Easiest Places To Get A Money Order
Where Can I Get A Money Order? | 10 Easiest Places To Get A Money Order. You may need to make payments, pay bills or send money via money orders because many companies do not accept personal checks. Money orders are secure forms of payment that you can purchase at retailers, post offices, and financial institutions.
You can purchase money orders at banks and credit unions, and also at a variety of locations like big-box stores, post offices, and even some gas stations. You might want a little bit of extra security, for example, if you have a larger transaction different than your everyday purchases, you might want to utilize a money order.
What Is a Money Order?
A money order is a safe alternative to cash or a personal check, usually issued by a government or banking institution, that works similarly to a check. A money order can be cashed or deposited into a bank account. Money orders are readily accepted and converted to cash and are often used by people without access to a standard checking account.
List of 10 Easiest Places You Can Get A Money Order
- CVS Pharmacy
- 7-Eleven
- Publix
- Walmart
- Safeway
- Banks and credit unions
- Western Union
- US Postal Service
- Kroger
- Meijer.
What is the easiest way to cash a money order at Huntington?
- Do not sign the money order yet.
- Go to your local branch.
- Present the original money order to the teller.
- Provide a government-issued ID.
- Provide your account information (ATM card, debit card, or deposit slip).
- Sign (endorse) the money order in front of the teller. This is typically on the back, but the teller can help you find the endorsement line.
- Receive the cash (or complete the deposit) and get a receipt for the transaction.
Reasons Why Use a Money Order
- No bank account required. Even if you don’t have a bank account, you can still use a money order to send money to someone.
- There are several reasons why using a money order can be a good idea. Money orders are guaranteed. This means that unlike a check, you know an authentic money order won’t bounce – like a personal check could.
- Keeps your financial information private. Money orders are also a good way to keep your financial information private. If you want to send money to a friend or family member, you can use a money order so you don’t have to provide banking details like account numbers or routing numbers.
10 Easiest Places To Get A Money Order
1. Post office
The United States Postal Service has a long history of offering financial services to Americans. The U.S. Postal Savings System has helped Americans save money in the past. Today, USPS money orders are popular for their low cost and their reputation for safety.
What is the cost to buy a money order? The price of a money order varies based on where you’re buying the money order and the amount of the money order. For example, the USPS charges: $1.75 for money orders ranging from $0.01 to $500. $2.40 for money orders between $500.01 and $1,000.
2. CVS Pharmacy – CVS do money orders
CVS offer money orders. If you want to purchase a money order, chances are you can find a CVS near you that offers MoneyGram money transfer services. All you need to buy a money order is a government-issued ID and sufficient cash or a debit card. While the exact pricing is not listed on their site, the cost previously listed was just $1.25, making it one of the cheapest options. CVS caps the value of each money order at $500.
3. Retail stores
Retail stores are also a popular place to purchase money orders. There are stores dedicated to offering financial services, like check cashing and money orders, that you can visit. For example, Western Union is a well-known company that offers money orders and other financial services.
4. Banks and Credit Unions
One of the best places to get your hands on a money order is your local bank or credit union — as long as your bank offers competitive fees. If you have an account at a local bank or credit union, the best place for you to get a money order is likely with your financial institution. Most institutions will charge a small fee to sell you a money order.
5. Meijer
This company offers money orders for a fee of just $0.65 each. Even better, you can purchase money orders with your debit card as opposed to cash and incur no additional fee. If you live in Illinois, Indiana, Kentucky, Michigan, Ohio or Wisconsin and you have a Meijer nearby, you are in luck.
6. Walmart
Walmart also offers Money Order. How much is a money order at Walmart? The answer is $1 or less. Walmart states that its fee for money orders will vary by location, but it will never be over $1. And like most places, the company also limits the value of money orders to $1,000.
7. Check-cashing stores
Check-cashing stores often offer more services than exchanging checks for dollars. They may also be able to help you pay a bill, get a loan, or purchase a money order.
8. MoneyGram locations
You can buy a MoneyGram money order at 26,000 locations in the US. Processing fees and face value limits can vary by location. It’s wise to contact the store you plan to visit to obtain this information. MoneyGram offers online support for its money orders. For example, you can request a copy of your money order if you need proof of payment. You can also request a replacement or refund if it hasn’t been cashed.
9. Safeway
Safeway is another great place to get a money order. The company typically charges $1 per money order with a $500 maximum, but that may vary per location.
10. Publix
Publix is not just a grocery store, the company also offers a wide range of financial services, including money orders. Like Meijer, it is also one of the cheapest places to get a money order. It charges between $0.89 and $0.99 per order with a maximum value of $500.
How to Buy a Money Order
You can buy a money order at any bank or credit union, as well as most grocery stores, convenience stores, and any store that offers check cashing or money services such as MoneyGram or Western Union. The U.S. Postal Service also offers money orders.
How Long Is a Money Order Good For?
Money orders don’t expire, but depending on the state and issuer, they may incur additional service charges if you cash them more than a year after they were issued.
Advantages of a Money Order
- Can be deposited into a bank account.
- Doesn’t include sensitive information.
- Can be issued in one country and cashed in another.
- Recipient can cash the order at a local bank or credit union.
Disadvantages of a Money Order
- Can be harder to track than a personal check.
- Can be fraudulent.
- Buying and cashing the money order can incur a fee.
- Funds could be delayed, depending on where it’s cashed.
How Do You Fill Out a Money Order?
When you buy a money order, you will need to include information about the purchaser (you) and the recipient. Write the name of the intended recipient in the “Pay to the Order” field, and your full legal name and address in the appropriate fields. Fill in the amount to be transferred. Some money orders may not ask for your address. Finally, sign and date the money order, and keep the receipt.
Recommendation
- CVS Money Order: Does CVS Do Money Order Or Cashier’s Check?
- Wrong Endorsement Solutions On Back Of Check
